Carrum Health

Petco will cover 100%** of the cost for eligible surgeries and cancer treatment through Carrum, who works exclusively with top surgeons and specialists across the country providing you with personalized patient care. Members enrolled in a UMR–UHC plan are required to receive certain procedures—such as bariatric surgery, hip and knee replacements, and spine surgeries exclusively with Carrum. This approach ensures you receive high-quality care from the nation’s leading surgeons.

Your Cost for Carrum Services Direct Link

2026 Medical Plan Your Cost for Centers of Excellence Services
Enhanced PPO Plan $0
Value PPO Plan $0
HSA Plan $0 (Must meet the federal minimum deductible first before plan pays 100%)

Carrum Health enrolled members receive access to the country’s top specialist and surgeons for the following services:

  • Expanded Cancer Care
  • Joint replacement
  • Weight loss surgery
  • Hysterectomy
  • Spin surgery
  • Substance Abuse Treatment
  • Colonoscopy/Gastroenterology
  • Heart surgery

To know more and stay informed about your Carrum Health benefit. Create your account today, visit carrum.me/petco or call 888-855-7806.


Abbie's Cancer Care Journey Direct Link

*Those eligible for Carrum health include current enrolled partners, cobra participants, and enrolled dependents (18+) who are enrolled in a UMR plans.

**With the exception of second opinions, individuals enrolled in a high-deductible plan must first meet the federal minimum deductible, but coinsurance will be waived. Second opinions are provided at no cost to members and do not require payment of any deductible. Per IRS rules, a portion of any covered travel expenses will be reported as taxable income.