Voluntary Hospital Indemnity

Voluntary hospital indemnity insurance provides extra protection if you are confined to a hospital.

Hospital Indemnity insurance, through Voya, offers additional financial protection in the event you, or a covered family member, are hospitalized. It pays a lump-sum cash benefit directly to individuals admitted to a hospital for a covered illness or injury, whether charges are already covered by a medical plan. Though it is not a replacement for traditional medical insurance, this supplemental plan does provide you with payment(s) to use the way you see fit. These helpful benefits can be used for any purpose - from medical copays and deductibles to everyday expenses such as a mortgage payment, transportation, groceries and utilities.

For a complete list of hospital indemnity benefit coverages, view brochure here Hospital Indemnity Plan Summary.

How to file a hospital indemnity insurance claim: